See Jane Get Rich

December 2009

I finish all my exams and arrived home for my winter break.  The very next day, I start my holiday job at the big box retail store.  The Other Child (OC), my older sibling, was back at home because the OC quit a training program/job after six months and was about to launch an entrepreneurial effort.  The OC spend all its time at home researching and doing various things for this new business.  You know, the business that was going to be the one that succeeds.

 Bum my parent and I spoke again about the loan.  Bum was not going to cut off the Other Child completely as I desired before the OC’s business took off…which could be a number of years.  But, after having a $0 tuition bill for the last two semesters I would have to pay $9k in tuition for my final semester of law school.  That was going to hurt me financially.  But, I can’t stand by and do nothing while Bum struggled with credit card debt. 

I decided to help Bum out by giving a loan of $15,000 without any of the earlier conditions  for three reasons. 

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I love my parent.  I only have one so my parent is even more special to me.  Let’s call this solo genderless parent “Bum,” not to be confused with Mum or Dum…er…Dad.  Bum lost Bum’s spouse when I was born.  Losing a parent is very hard but with Bum my life is full and I have never felt like anything in my life was missing. 

I love my Bum.  Bum loves me.  Bum is smart, hardworking and kind.  Bum has been there for me all my life.  I share my Bum with the other child, er, sibling.  I don’t like my sibling.  I do not yet have a pseudonym for the other child so we shall refer to this genderless solo sibling as that “Irresponsible Get Rich Quick A—hole” until I come with another name.  Or maybe, I will just call it the “Other Child.”  I think that will work too. 

I keep telling myself this sibling of mine is really adopted, but so far all evidence has been to the contrary.  For one thing, the sibling looks just like Bum.  Bum really likes science and math and the Other Child likes and excels in all that too unlike to me.  Bum and the Other Child are both concerned about how they are perceived by others whereas I am not.  Once, I wore sweat pants everyday to law school for one entire semester.    

That’s it.  That’s my family.  Now, you know that if I am talking about my family and since this is a personal finance blog the next post will be about me lending money to one of these two characters in my life.  Guess which one?