See Jane Get Rich » health insurance http://seejanegetrich.com A Personal Finance Blog Mon, 30 Aug 2010 17:26:00 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Financial Goals for Fall 2009 Revisited http://seejanegetrich.com/2009/12/financial-goals-for-fall-2009-revisited/ http://seejanegetrich.com/2009/12/financial-goals-for-fall-2009-revisited/#comments Tue, 29 Dec 2009 21:04:55 +0000 seejanegetrich http://seejanegetrich.com/?p=365 to-do-list-padFinancial Goals for Fall 2009 – Update

 I had several personal finance goals for this fall semester and here’s how I fared on them.

Goals:

 

  • Goal #1: Correct my social security earnings statement
  • Goal #2: Open a Health Savings Account
  • Goal #3: Start a personal finance blog
  • Goal #4: Get a holiday job for my winter break
  • Goal #5: Set a budget

 Goal #1: Correct my social security earnings statement

 Issue: What I saw on my paystubs and income tax statements did not correlate with what I was seeing in my social security earnings statement.

 Status: Done but…  

 Comments: I went to the social security office and they went through the paperwork with me and they determined that my earnings statements were correct.  Turns out that my undergraduate college, my previous employer, did not pay take social security out of my paycheck.  Following the social security administration’s suggestion, I emailed the university.  I will have to wait until they open up in spring to follow up on this matter more.  While I was reviewing my records in the office I also came across a short term job I didn’t have any information on.  It was taking notes for a student with disabilities for one semester.  For some reason in my mind I came to believe this was volunteer work but it was paid work.  I need to get some kind of record from the institution for this work as well. 

Goal #2: Open a Health Savings Account

Issue:  A few months ago I became ineligible to be on my parent’s insurance because of my age.  I get a one size fits all and covers virtually nothing insurance through my university.  I needed an alternate way to save for health care expenditures.  The Health Savings Account would be a perfect way to meet the gap. 

 Status:  Ineligible for the HSA

Comments: I knew that one problem with opening a Health Savings Account would be the fact my university student insurance wouldn’t really qualify as a high deductible insurance.  But, still I went to my bank to see if there was any way my university student insurance which has many of the characteristics of a high deductible health insurance would allow me to open up a HSA.  The answer was no. 

 Goal #3: Start a personal finance blog

Issue: I was expecting to land a job with the law firm that I was working for this summer but that did not happen.  With the disappearance of the six figure job I realized that I need to take charge of my finances right now to ensure the kind of financial security I wanted to have. 

 Status:  Started online blog and I am continually posting to it.  This has made me more accountable about my personal finance decisions.  It has also exposed me to 500 and counting spam comments per day.   

 Goal #4: Get a holiday job for my winter break

Issue:  I need money because (1) this year I do not have any parental support for my living expenses and (2) I have a huge spring tuition bill looming because all my outside scholarships were used for my fall tuition bill. 

 Status: In the process of completeing. 

Comments:  I am currently working a holiday job.  The earnings will be just under $1K.  This is really tiny when compared to my living expenses and my tuition bill, however, I am glad that I was able to make some money during the break. 

 Goal #5: Set a budget   

Issue: I am spending much more money than I think I am because there is no monthly budget or record keeping going on. 

 Status: Struggling.

 Comments:  I am currently revisiting several ways to find a budgeting method I would like to try for 2010.  I think using all cash would be the easiest but then I worry about building a credit history.  I will provide an update later on about my budgeting adventures.

]]> http://seejanegetrich.com/2009/12/financial-goals-for-fall-2009-revisited/feed/ 7 Top Personal Finance Blogs by Women http://seejanegetrich.com/2009/10/top-personal-finance-blogs-by-women/ http://seejanegetrich.com/2009/10/top-personal-finance-blogs-by-women/#comments Fri, 30 Oct 2009 11:09:33 +0000 seejanegetrich http://seejanegetrich.com/?p=108

Women Personal Finance Bloggers Rock!

Women Personal Finance Bloggers Rock!

I have repeatedly turned to WiseBread’s List of Personal Finance Blogs by Women to find new personal finance blogs to read.  But, occassionally I find that some of the links are inactive or broken. 

This is understandable since the list was posted on August 5, 2008. While I wait for WiseBread to come out with an up to date list of personal finance bogs by women I am providing the list of blogs with links that work and that are active. The blog is considered active if there was a post for the month of October.  I am leaving out non-personal blogs such as blogs hosted by newspapers and other businesses.  Ggoing through all the blogs took quite a lot of time but I had fun reading about personal finance from various perspectives.  Please let me know if there is a blog out there on WiseBread’s list that’s not here but may have moved to its own domain name or changed its name and such other things.  Are there any other blogs that should be on this list?   

Also, I am trying to get a list of new personal finance blogs started by women in 2009.  It can be very hard starting and keeping any blog going and I want to be sure to find and support other new personal finance blogs by women.  So, share away!

 

 

 

  

  

  

  

  

  

  

  

  

  

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