Comments on: My Car Insurance Makeover http://seejanegetrich.com/2010/01/my-car-insurance-makeover/ A Personal Finance Blog Tue, 31 Aug 2010 05:20:49 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: admin http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4962 admin Thu, 21 Jan 2010 04:10:00 +0000 http://seejanegetrich.com/?p=415#comment-4962 @WellHeeled This isn't something I disclose to my insurance carrier. But, as a full time student and a technical if not a year round physical resident (license, voter registration, taxes paid etc...) of my Home State I use my Home State address for insurance purposes. The argument would become much weaker once I start working. @WellHeeled
This isn’t something I disclose to my insurance carrier. But, as a full time student and a technical if not a year round physical resident (license, voter registration, taxes paid etc…) of my Home State I use my Home State address for insurance purposes. The argument would become much weaker once I start working.

]]> By: WellHeeled http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4934 WellHeeled Thu, 21 Jan 2010 03:08:55 +0000 http://seejanegetrich.com/?p=415#comment-4934 I was under the impression that your car insurance depended on where you lived... can you keep your car registered at your Home State even though you drive it in DC area? I recently (actually, just today!) checked with my insurance carrier too. Got a lower rate because my yearly mileage was revised downwards. They'll even send me a check for the overpayment for the past few months. I was under the impression that your car insurance depended on where you lived… can you keep your car registered at your Home State even though you drive it in DC area?

I recently (actually, just today!) checked with my insurance carrier too. Got a lower rate because my yearly mileage was revised downwards. They’ll even send me a check for the overpayment for the past few months.

]]> By: Tweets that mention See Jane Get Rich » Blog Archive » My Car Insurance Makeover -- Topsy.com http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4929 Tweets that mention See Jane Get Rich » Blog Archive » My Car Insurance Makeover -- Topsy.com Thu, 21 Jan 2010 03:04:25 +0000 http://seejanegetrich.com/?p=415#comment-4929 [...] This post was mentioned on Twitter by See Jane Get Rich and Tonya Harmon, Georgia Chadwick. Georgia Chadwick said: See Jane Get Rich » Blog Archive » My Car Insurance Makeover http://tinyurl.com/ybja2q9 [...] [...] This post was mentioned on Twitter by See Jane Get Rich and Tonya Harmon, Georgia Chadwick. Georgia Chadwick said: See Jane Get Rich » Blog Archive » My Car Insurance Makeover http://tinyurl.com/ybja2q9 [...]

]]> By: admin http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4925 admin Thu, 21 Jan 2010 02:56:51 +0000 http://seejanegetrich.com/?p=415#comment-4925 @Bethany, Welcome to the site! Your rate also depends on your geography. The DC/MD area is very expensive for car insurance so I keep it registered at my Home State. I believe that helps with my rate. I am approaching 160k on my car too. @Bethany,

Welcome to the site! Your rate also depends on your geography. The DC/MD area is very expensive for car insurance so I keep it registered at my Home State. I believe that helps with my rate. I am approaching 160k on my car too.

]]> By: Bethany http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4515 Bethany Wed, 20 Jan 2010 01:36:23 +0000 http://seejanegetrich.com/?p=415#comment-4515 I have Nationwide, because that's what my parents have had for years and so it was easy to sign up. For my rental insurance (about $10-12/month) and car, my insurance just went up to $114 a month. I've never had any accidents and drive a car with 160k...why is it so high?!!? Guess I need to shop around. I have Nationwide, because that’s what my parents have had for years and so it was easy to sign up. For my rental insurance (about $10-12/month) and car, my insurance just went up to $114 a month. I’ve never had any accidents and drive a car with 160k…why is it so high?!!? Guess I need to shop around.

]]> By: Kasey at Thrifty Little Blog http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4391 Kasey at Thrifty Little Blog Tue, 19 Jan 2010 17:11:11 +0000 http://seejanegetrich.com/?p=415#comment-4391 How funny, I just posted about my car today! I've had such good experiences with Progressive (they're great about dealing with accidents quickly) and I haven't found an offer with a significantly lower rate, so I've stuck with them for the past few years. Although I like having the warranty and low mileage that my current car has, it would be nice to cut those insurance payments down! How funny, I just posted about my car today!

I’ve had such good experiences with Progressive (they’re great about dealing with accidents quickly) and I haven’t found an offer with a significantly lower rate, so I’ve stuck with them for the past few years. Although I like having the warranty and low mileage that my current car has, it would be nice to cut those insurance payments down!

]]> By: admin http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4273 admin Tue, 19 Jan 2010 05:08:53 +0000 http://seejanegetrich.com/?p=415#comment-4273 @MeinMillions & @MoneyReasons Wow, it seems everyone has Geico. I had a small accident a few years ago but the payout was under $1,800 so they didn't count that and gave me a 5 year good driver discount. @MeinMillions You're right that Geico gives you an additional discount if you are with a group. I looked at their list of groups and I belonged to none, but I choose a sorority anyway and no one asked me for any follow up information such as a membership number. Of course, I "forgot" about this little detail in my post! @MeinMillions & @MoneyReasons

Wow, it seems everyone has Geico. I had a small accident a few years ago but the payout was under $1,800 so they didn’t count that and gave me a 5 year good driver discount.

@MeinMillions
You’re right that Geico gives you an additional discount if you are with a group. I looked at their list of groups and I belonged to none, but I choose a sorority anyway and no one asked me for any follow up information such as a membership number. Of course, I “forgot” about this little detail in my post!

]]> By: Don@Moneyreasons.com http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4267 Don@Moneyreasons.com Tue, 19 Jan 2010 04:46:57 +0000 http://seejanegetrich.com/?p=415#comment-4267 We're also with Geico, but we haven't been in any accidents yet to rate how they handle things. When I was in my early 20s, I was part of my parent's plan (I think Allstate). But then around 26, I went with Progressive, and just 2 years ago we switched to Geico. You are correct in checking every year though, that's the best way to keep a nice low rate! :) We’re also with Geico, but we haven’t been in any accidents yet to rate how they handle things.

When I was in my early 20s, I was part of my parent’s plan (I think Allstate). But then around 26, I went with Progressive, and just 2 years ago we switched to Geico.

You are correct in checking every year though, that’s the best way to keep a nice low rate! :)

]]> By: me in millions http://seejanegetrich.com/2010/01/my-car-insurance-makeover/comment-page-1/#comment-4265 me in millions Tue, 19 Jan 2010 04:41:19 +0000 http://seejanegetrich.com/?p=415#comment-4265 I have Geico and have been a very happy customer. I've been in a few accidents (most not my fault) and they've been so easy to deal with. Everyone has been superhelpful and I don't feel like I'm dealing with a horrible buracracy like I do with some of my other billers (Comcast, for example). The other thing to check with Geico is if you can get a further discount for any organizations you are affiliated with (college, work place, professional organizations, fraternity or sorority, etc.). I have Geico and have been a very happy customer. I’ve been in a few accidents (most not my fault) and they’ve been so easy to deal with. Everyone has been superhelpful and I don’t feel like I’m dealing with a horrible buracracy like I do with some of my other billers (Comcast, for example). The other thing to check with Geico is if you can get a further discount for any organizations you are affiliated with (college, work place, professional organizations, fraternity or sorority, etc.).

]]>